039: Year Themes, Try These Tips Today, & Inspirational Reading 1/1 “Resolutions”

In this Episode

1:28 More about Choosing a Theme for the Year
I continue talking about resolutions vs. goals vs. themes and why a theme may be the best idea for the upcoming year.

06:37 A Couple of Ideas to Help You Shift Your Relationship with Money Now
Just a few ideas you can implement easily and quickly that may give your year a jump start around having a healthier relationship with money and spending.

08:32 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: January 1st: “Resolutions”

Music Attribution

“Life of Riley” (Intro and Outro), “Carpe Diem,” “Crusade,” “Cuban Sandwich,” “Fearless First” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0 License

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2 thoughts on “039: Year Themes, Try These Tips Today, & Inspirational Reading 1/1 “Resolutions”

  1. You have changed my life and I don’t know how I could have ever gotten straightened out without these podcasts. I am 65, recently separated, and on disability $1150.00 per month. I have $40,000. In unsecured debt and working with credit counseling now. They got the interest reduced on the cards so i could get it paid off in 52 months at $474.00 per month. Because I have so little for food and utilities Im considering bankrupty but haven’t decided. Thank you for your podcasts. You have given me strength to make a plan. Penny

    • Hi Penny. Thank you so much for taking the time to write.

      The decision to go bankrupt is truly a tough one, and I appreciate your taking such a measured approach to consider this step. I went bankrupt in 1989 with $22,000 in debt. But, once it was all cleared up (I had some debts that weren’t written off so paid them over many years), I ended up getting credit cards again and incurring far more debt than the previous time ($34,000).

      Your situation certainly sounds dire, so I understand why it might make sense for you to take this action. But if you are a compulsive spender like me, then it would also be an amazing opportunity to work on your spiritual recovery from this devastating addiction at the same time, along with a plan for how you will live within your means after the bankruptcy.

      I applaud you for taking the action to work with credit counseling. That took a lot of courage.

      I appreciate your bringing up this topic and may address this in my podcast as well. It’s really an important one.

      Wishing you all the best in your decision.

      Susan B.

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