041: Being a Militant Realist and Inspirational Reading 1/21 “Willingness”

In this Episode

Click here to read the “Getting Out from Going Under” blog post for this episode.


00:49 Being a Militant Realist
Today, I talk about where the rubber meets the road in recovery from compulsive spending. I explain the Debtors Anonymous concept of pressure relief meetings (PRM). And why it’s vital that anyone wishing to help a compulsive spender needs to be a militant realist.

11:14 Here’s What Happened to Me
I talk about my own experience being told a hard truth I didn’t want to hear … and how it all turned out. Plus, I finish by telling you how you can become your own militant realist.

17:59 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: January 21st: “Willingness”

Resources Mentioned in this Podcast Episode

Continue reading

040: Money Diet vs. Spending Moratorium & Inspirational Reading 1/10 “Pain vs. Misery”

In this Episode


00:49 The Difference Between a “Money Diet” and a Spending Moratorium
I talk about an excellent article I found in New York Magazine by Charlotte Cowles that paints a clear portrait of the difference between a budget-minded philosophy and a recovery-centered vision without ever mentioning a 12 Step program. In addition, I go into detail about the differences between a “money diet” and a spending moratorium based on the experience of someone I know as well as my own.

11:55 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: January 10th: “Pain vs. Misery”

Music Attribution

“Life of Riley” (Intro and Outro), “Carpe Diem,” “Danger Storm,” “Bassa Island Game” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0 License
http://creativecommons.org/licenses/by/3.0/


Help with Your Spending Plan

I can help you overcome the fear of looking at your numbers, create the foundation for your spending plan, and provide one-on-one technical help to teach you how to use your spending plan software. Click here to read how I can help you with your spending plan

Please Leave Comments, Questions, and Suggestions

I’d love to hear your thoughts about this podcast. Please share your comments, questions, and suggestions. You can leave a voice message if you have a microphone (see the link on the right side of each page and on the Contact page), email me from the Contact page

039: Year Themes, Try These Tips Today, & Inspirational Reading 1/1 “Resolutions”

In this Episode

1:28 More about Choosing a Theme for the Year
I continue talking about resolutions vs. goals vs. themes and why a theme may be the best idea for the upcoming year.

06:37 A Couple of Ideas to Help You Shift Your Relationship with Money Now
Just a few ideas you can implement easily and quickly that may give your year a jump start around having a healthier relationship with money and spending.

08:32 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: January 1st: “Resolutions”

Music Attribution

“Life of Riley” (Intro and Outro), “Carpe Diem,” “Crusade,” “Cuban Sandwich,” “Fearless First” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0 License
http://creativecommons.org/licenses/by/3.0/


Help with Your Spending Plan

I can help you overcome the fear of looking at your numbers, create the foundation for your spending plan, and provide one-on-one technical help to teach you how to use your spending plan software. Click here to read how I can help you with your spending plan

Please Leave Comments, Questions, and Suggestions

I’d love to hear your thoughts about this podcast. Please share your comments, questions, and suggestions. You can leave a voice message if you have a microphone (see the link on the right side of each page and on the Contact page), email me from the Contact page

038: Paradoxical Reactions, Preparing for Next Year, & Inspirational Reading 12/25 “Benevolence”

Read the post for this podcast on our sister site: Getting Out from Going Under

In this Episode


1:03 Paradoxical Reactions
I talk about my experience with medication where I have the opposite reaction from what is intended, and explain why that is similar to how many of us react around the holiday. Then, I give a couple of suggestions about how to move past the possibly negative emotions we experience during this time of year.

08:57 Preparing for Next Year
I talk about how you can move out of the negative emotions that surround the holidays by preparing for next year. I give you a two-step process to follow. The first part is looking at your accomplishments from the year just past and setting some goals for the upcoming year.

But I give very specific instructions on the types of goals it’s best to set and why certain goals will just set you up for failure. Plus, I talk to you about the process of using a “God box” (make your own and call it whatever you’d like – “Higher Power box,” “HP box,” “Sacred box,” “Fred’s box,” you get the idea).

At time stamp 13:20, I talk specifically about what types of goals to set if you are a compulsive spender still in the throes of your addiction.

After listening, I’d love to hear about your accomplishments and goals. Just leave them in the Comments section of this episode (below)!

17:08 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: December 25th: “Benevolence”

Resources Mentioned in this Podcast Episode

Continue reading

037: A Perfect Day for Recovery & Inspirational Reading 12/24 “Breaking the Cycle”

In this Episode


00:50 It’s a Perfect Day for Recovery
You don’t have to wait until January 1st to begin your recovery from compulsive spending! I tell you why today (a week before Christmas and Hanukkah) is the absolutely perfect day to begin!

Read the post for this podcast on our sister site: Getting Out from Going Under

08:29 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: December 24th: “Breaking the Cycle”

Resources Mentioned in this Podcast Episode

Continue reading

036: Gift Giving Guilt & Inspirational Reading 12/15 “Holiday Gift Pressure”

In this Episode

00:47 Gift Giving Guilt
You still have time to keep from creating a mountain of debt around holiday gift giving. I’m here to give you a pep talk and some tips on how to make it through without creating financial chaos.

Read the post for this podcast on our sister site: Getting Out from Going Under

06:00 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: December 15th: “Holiday Gift Pressure”

Music Attribution

“Life of Riley” (Intro and Outro), “Carpe Diem,” “Christmas Rap” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0 License
http://creativecommons.org/licenses/by/3.0/


Help with Your Spending Plan

I can help you overcome the fear of looking at your numbers, create the foundation for your spending plan, and provide one-on-one technical help to teach you how to use your spending plan software. Click here to read how I can help you with your spending plan

Please Leave Comments, Questions, and Suggestions

I’d love to hear your thoughts about this podcast. Please share your comments, questions, and suggestions. You can leave a voice message if you have a microphone (see the link on the right side of each page and on the Contact page), email me from the Contact page, or leave a comment below.

035: Interview with Debbie Roes and Inspirational Reading 12/5 “Credit Cards”

In this Episode

changestartswithtaking00:48 Introduction to Debbie Roes, who is the founder of RecoveringShopaholic.com.

02:55 When and why Debbie created her blog.
RecoveringShopaholic.com deals specifically with compulsive spending around your wardrobe as well as teaching you how to maintain a healthy attitude around these items in general (for instance, eliminating clutter). Her tag line is, “Trade your full closet for a full life.”

09:34 Rules Debbie lives by to stay sober with shopping.
For instance, did you know that if you actually touch it or try it on, you are less likely to resist the urge to buy it?

15:22 How did she go from out of control spending to being able to actually follow her rules?
At marker 16:38, Debbie gives a fantastic tip to prevent impulse buying online.
Continue reading

034: Pay it Fast or Pay it Slow? & Inspirational Reading 11/28: Fit Spiritual Condition

In this Episode

00:54 Should You Pay Your Debts Off Fast or Pay Them Slow?

Read the post for this podcast on our sister site: Getting Out from Going Under

arealcompulsivespenderaOnce again, I take exception with Dave Ramsey’s philosophy when it comes to compulsive spenders. I explain why revving your engines and going all in to get that debt paid off in record time just won’t work for true compulsive spenders.

16:46 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: November 28th: “Fit Spiritual Condition”

Resources Mentioned in this Podcast

Continue reading

033: Tips from a Trip on a Ship & Inspirational Reading 11/21: “The Power of No”

In this Episode

whenyoutravelshift
00:51 Tips from a Trip on a Ship
I just came back from a ten day cruise. Now, you didn’t miss me because I pre-recorded a few episodes! 🙂

Traveling is really hard on me. First, having chronic health issues makes leaving home for an extended period no picnic. But cruises, especially, are fraught with peril for addicts of any kind. Everywhere you turn, temptation rears its ugly head.

And, let’s face it, most of us don’t really like being out of our comfort zone. Without indulging in our addictions, we become acutely aware that we are not at home … and may even become bored and anxious to get back to our safe routine. That discomfort, in itself, can lead to relapse if we aren’t careful.

I’m profoundly grateful that I returned solvent, sober, and abstinent. So, today, I’m giving you some traveling tips and suggestions, based on my own hard-won lessons, to help you experience solvent traveling free from compulsive spending.

Among other topics, I talk about:

* How best to prepare for the trip
* How to navigate the push to excess that confronts you
* A warning about your return home
* Where you can find support on board, and
* Why you need to be cautious about the safe in the room

22:29 Series of Essays about My Trip
I’ve written the first in a series of light-hearted essays about my cruise. It’s called, “The Cranky Tourist: Adventures in the Rain Forest of Limon, Costa Rica. You can read it at Medium.com/@MoneySober

23:13 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: November 21st: “The Power of No”

Resources Mentioned in this Podcast

Continue reading

032: Tips to Keep Your Computer Safe From Ads & Inspirational Reading 11/15 “A Prayer for Hope”

In this Episode

everywhereilookonline-400:00 Tips to Keep Your Computer Safe from Ads
It’s a war. Let’s face it. We compulsive spenders are so vulnerable to visual triggers. Seeing ads for items I’ve browsed or similar items to ones I’ve bought is a cruel trick. But there are some options for minimizing the damaging ads. See the Resources below for a few ideas.

09:39 Danger Zones Around Food & Restaurants
Someone posted their recovery guidelines in our Compulsive Spending Community, and I share some of his/her important danger zones regarding restaurants and food preparation as well as health replacement behaviors.

13:47 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: November 10th: “Clutter”

Resources Mentioned in this Podcast

Continue reading