035: Interview with Debbie Roes and Inspirational Reading 12/5 “Credit Cards”

In this Episode

changestartswithtaking00:48 Introduction to Debbie Roes, who is the founder of RecoveringShopaholic.com.

02:55 When and why Debbie created her blog.
RecoveringShopaholic.com deals specifically with compulsive spending around your wardrobe as well as teaching you how to maintain a healthy attitude around these items in general (for instance, eliminating clutter). Her tag line is, “Trade your full closet for a full life.”

09:34 Rules Debbie lives by to stay sober with shopping.
For instance, did you know that if you actually touch it or try it on, you are less likely to resist the urge to buy it?

15:22 How did she go from out of control spending to being able to actually follow her rules?
At marker 16:38, Debbie gives a fantastic tip to prevent impulse buying online.
Continue reading

034: Pay it Fast or Pay it Slow? & Inspirational Reading 11/28: Fit Spiritual Condition

In this Episode

00:54 Should You Pay Your Debts Off Fast or Pay Them Slow?

Read the post for this podcast on our sister site: Getting Out from Going Under

arealcompulsivespenderaOnce again, I take exception with Dave Ramsey’s philosophy when it comes to compulsive spenders. I explain why revving your engines and going all in to get that debt paid off in record time just won’t work for true compulsive spenders.

16:46 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: November 28th: “Fit Spiritual Condition”

Resources Mentioned in this Podcast

Continue reading

033: Tips from a Trip on a Ship & Inspirational Reading 11/21: “The Power of No”

In this Episode

whenyoutravelshift
00:51 Tips from a Trip on a Ship
I just came back from a ten day cruise. Now, you didn’t miss me because I pre-recorded a few episodes! 🙂

Traveling is really hard on me. First, having chronic health issues makes leaving home for an extended period no picnic. But cruises, especially, are fraught with peril for addicts of any kind. Everywhere you turn, temptation rears its ugly head.

And, let’s face it, most of us don’t really like being out of our comfort zone. Without indulging in our addictions, we become acutely aware that we are not at home … and may even become bored and anxious to get back to our safe routine. That discomfort, in itself, can lead to relapse if we aren’t careful.

I’m profoundly grateful that I returned solvent, sober, and abstinent. So, today, I’m giving you some traveling tips and suggestions, based on my own hard-won lessons, to help you experience solvent traveling free from compulsive spending.

Among other topics, I talk about:

* How best to prepare for the trip
* How to navigate the push to excess that confronts you
* A warning about your return home
* Where you can find support on board, and
* Why you need to be cautious about the safe in the room

22:29 Series of Essays about My Trip
I’ve written the first in a series of light-hearted essays about my cruise. It’s called, “The Cranky Tourist: Adventures in the Rain Forest of Limon, Costa Rica. You can read it at Medium.com/@MoneySober

23:13 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: November 21st: “The Power of No”

Resources Mentioned in this Podcast

Continue reading

032: Tips to Keep Your Computer Safe From Ads & Inspirational Reading 11/15 “A Prayer for Hope”

In this Episode

everywhereilookonline-400:00 Tips to Keep Your Computer Safe from Ads
It’s a war. Let’s face it. We compulsive spenders are so vulnerable to visual triggers. Seeing ads for items I’ve browsed or similar items to ones I’ve bought is a cruel trick. But there are some options for minimizing the damaging ads. See the Resources below for a few ideas.

09:39 Danger Zones Around Food & Restaurants
Someone posted their recovery guidelines in our Compulsive Spending Community, and I share some of his/her important danger zones regarding restaurants and food preparation as well as health replacement behaviors.

13:47 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: November 10th: “Clutter”

Resources Mentioned in this Podcast

Continue reading

031: Decluttering Prevents Compulsive Spending, Debbie Roes Reviews Her Spending, & Inspirational Reading: 11/10 “Clutter”

In this Episode

Note: I mispronounced Debbie Roes last name. It’s pronounced “Roos,” and I discovered this when I interviewed her in episode 35. My apologies, Debbie!

00:00 Decluttering Prevents Compulsive Spending
I talk about how clutter can lead us to overspending and compulsive/impulsive spending.

takealookat-107:30 Debbie Roes Reviews Her Spending
The RecoveringShopaholic.com is a great website for those who want help specifically in the area of wardrobe and accessories. I talk about her recent article, “A Year Later: August – October 2015 Purchase Review,” in which she goes into exquisite detail about what she’s bought over the past year and lessons learned.

I’m going to begin doing this as well including other discretionary areas along with clothing. This practice is a great one for any compulsive spender who wants to gain clarity about purchasing choices.

Please note that there are images in her article, which may be triggering for some compulsive spenders. But, gratefully, she has no links to buy anything. I know Debbie and her heart is in the right place. She is sincerely trying to help her audience curb their compulsive shopping.

But be prepared to be a little breathless (as I was) for a moment or two at the sheer number of lovely items. Try to remember that this is an exercise in gaining clarity.

16:46 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: November 10th: “Clutter”

Resources Mentioned in this Podcast

Continue reading

030: The Ultimate Ahhhh & Inspirational Reading: 10/31 “Perseverence”

In this Episode

thereisnoultimate200:00 The Ultimate Ahhh
Do you believe that the next purchase is the one that will completely satisfy you and quiet your longings? Today, I talk about how an interview with a graduate student shed light on the ultimate ahhh syndrome.

16:46 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: October 31st: “Perseverence”

Resources Mentioned in this Podcast

Continue reading

029: Tips to Prevent Compulsive Spending Part 3 & Inspirational Reading: 10/26 “Window Shopping

In this Episode

00:00 More Tips to Prevent Compulsive Spending – Part 3
Today’s tips have to do with fending off the demons at your favorite stores. As I wrote last week:

I’m continuing to give you more ideas to keep you from starting that compulsive spending cycle. We want to cut it off at the beginning – for a food addict, it’s the first bite, for an alcoholic, the first drink, for us, it’s the first purchase. We want stop whatever leads us to the cascade of destructive behavior that, in the end, triggers a compulsive spending binge.

These danger zones can include buying out of fear, panic, and guilt as well as desire. So this is where we can begin to change, by prevention. Remember, you won’t have a compulsive spending binge if you don’t make the first purchase.

20:07 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: October 26th: “Window Shopping”

Resources Mentioned in this Podcast

Continue reading

028: Tips to Prevent Compulsive Spending Part 2 & Inspirational Reading: 10/16 “When Things Go Wrong”

In this Episode

stopbinge200:00 More Tips to Prevent Compulsive Spending – Part 2
I’m continuing to give you more ideas to keep you from starting that compulsive spending cycle. We want to cut it off at the beginning – for a food addict, it’s the first bite, for an alcoholic, the first drink, for us, it’s the first purchase. We want stop whatever leads us to the cascade of destructive behavior that, in the end, triggers a compulsive spending binge.

These danger zones can include buying out of fear, panic, and guilt as well as desire. So this is where we can begin to change, by prevention. Remember, you won’t have a compulsive spending binge if you don’t make the first purchase.

15:51 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: October 16th: “When Things Go Wrong”

Resources Mentioned in this Podcast

Continue reading

027: Tips to Prevent Compulsive Spending Part 1 & Inspirational Reading 10/9: “The Best”

In this Episode

01:00 Tips to Prevent Compulsive Spending Part 1
First in a series of podcast episodes giving you some tips to help prevent compulsive spending.

10:54 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: October 9th: “The Best”


Music Attribution

“Life of Riley” (Intro and Outro), “Carpe Diem,” and “Fretless” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0 License
http://creativecommons.org/licenses/by/3.0/


How I can help you with your spending plan
I can help you overcome the fear of looking at your numbers, create the foundation for your spending plan, and provide one-on-one technical help to teach you how to use your spending plan software. Click the link above to read more.


I’d love to hear your thoughts about this podcast. Please share your comments, questions, and suggestions. You can leave a voice message if you have a microphone (see the link on the right side of each page and on the Contact page), email me from the Contact page, or leave a comment.

026: Interview with Katie Bossler from GreenPath & Inspiration 10/6: “Magical Thinking”

In this Episode

00:00 Our Anniversary & a Plug for Our New Community
Just a short celebration of our six month anniversary and our 26th podcast episode! Wow! It’s gone by so quickly.

[Note: I mention a compulsive spending community in the podcast. Unfortunately, that didn’t work out.]

02:09 Introduction to the Interview

greenpathimage04:33 Interview with Katie Bossler from GreenPath Financial Wellness
Katie Bossler is a Personal Finance Counselor at GreenPath Financial Wellness.

I wanted to interview someone from this company, in particular, because they are a company I trust. I know three people who were helped by GreenPath and got out of debt. In addition, I, myself, had two sessions with them, but by that point, I had already gotten the best deal I could on my own, so they weren’t able to do anything more. However, I was very impressed with them.

But this is NOT just an interview. It’s really a 40 minute seminar that will give you an exceptionally detailed understanding about the different ways debt can be paid off. I learned a lot from this interview – in particular, the difference between a debt management, debt consolidation, and debt settlement program.

Plus, GreenPath has many other services to help compulsive spenders who may not have debt, and Katie explains those services as well (such as mortgage concerns, improving credit score, home buyer counseling, reverse mortgage counseling).

GreenPath is a non-profit organization. Here is the Consumer Affairs website where they have an overall five star satisfaction rating.

39:51 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: October 6th: “Magical Thinking”

Resources Mentioned in this Podcast

Continue reading