029: Tips to Prevent Compulsive Spending Part 3 & Inspirational Reading: 10/26 “Window Shopping

In this Episode

00:00 More Tips to Prevent Compulsive Spending – Part 3
Today’s tips have to do with fending off the demons at your favorite stores. As I wrote last week:

I’m continuing to give you more ideas to keep you from starting that compulsive spending cycle. We want to cut it off at the beginning – for a food addict, it’s the first bite, for an alcoholic, the first drink, for us, it’s the first purchase. We want stop whatever leads us to the cascade of destructive behavior that, in the end, triggers a compulsive spending binge.

These danger zones can include buying out of fear, panic, and guilt as well as desire. So this is where we can begin to change, by prevention. Remember, you won’t have a compulsive spending binge if you don’t make the first purchase.

20:07 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: October 26th: “Window Shopping”

Resources Mentioned in this Podcast

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028: Tips to Prevent Compulsive Spending Part 2 & Inspirational Reading: 10/16 “When Things Go Wrong”

In this Episode

stopbinge200:00 More Tips to Prevent Compulsive Spending – Part 2
I’m continuing to give you more ideas to keep you from starting that compulsive spending cycle. We want to cut it off at the beginning – for a food addict, it’s the first bite, for an alcoholic, the first drink, for us, it’s the first purchase. We want stop whatever leads us to the cascade of destructive behavior that, in the end, triggers a compulsive spending binge.

These danger zones can include buying out of fear, panic, and guilt as well as desire. So this is where we can begin to change, by prevention. Remember, you won’t have a compulsive spending binge if you don’t make the first purchase.

15:51 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: October 16th: “When Things Go Wrong”

Resources Mentioned in this Podcast

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027: Tips to Prevent Compulsive Spending Part 1 & Inspirational Reading 10/9: “The Best”

In this Episode

01:00 Tips to Prevent Compulsive Spending Part 1
First in a series of podcast episodes giving you some tips to help prevent compulsive spending.

10:54 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: October 9th: “The Best”


Music Attribution

“Life of Riley” (Intro and Outro), “Carpe Diem,” and “Fretless” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0 License
http://creativecommons.org/licenses/by/3.0/


How I can help you with your spending plan
I can help you overcome the fear of looking at your numbers, create the foundation for your spending plan, and provide one-on-one technical help to teach you how to use your spending plan software. Click the link above to read more.


I’d love to hear your thoughts about this podcast. Please share your comments, questions, and suggestions. You can leave a voice message if you have a microphone (see the link on the right side of each page and on the Contact page), email me from the Contact page, or leave a comment.

026: Interview with Katie Bossler from GreenPath & Inspiration 10/6: “Magical Thinking”

In this Episode

00:00 Our Anniversary & a Plug for Our New Community
Just a short celebration of our six month anniversary and our 26th podcast episode! Wow! It’s gone by so quickly. And a quick plug for our new compulsive spending community! Please come join us.

02:09 Introduction to the Interview

greenpathimage04:33 Interview with Katie Bossler from GreenPath Financial Wellness
Katie Bossler is a Personal Finance Counselor at GreenPath Financial Wellness.

I wanted to interview someone from this company, in particular, because they are a company I trust. I know three people who were helped by GreenPath and got out of debt. In addition, I, myself, had two sessions with them, but by that point, I had already gotten the best deal I could on my own, so they weren’t able to do anything more. However, I was very impressed with them.

But this is NOT just an interview. It’s really a 40 minute seminar that will give you an exceptionally detailed understanding about the different ways debt can be paid off. I learned a lot from this interview – in particular, the difference between a debt management, debt consolidation, and debt settlement program.

Plus, GreenPath has many other services to help compulsive spenders who may not have debt, and Katie explains those services as well (such as mortgage concerns, improving credit score, home buyer counseling, reverse mortgage counseling).

GreenPath is a non-profit organization. Here is the Consumer Affairs website where they have an overall five star satisfaction rating.

39:51 Inspiration from the Daily Reader for Compulsive Debtors and Spenders: October 6th: “Magical Thinking”

Resources Mentioned in this Podcast

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025: Creating Your Personal Recovery Guidelines, New Compulsive Spending Community, & Inspiration: September 25th: Temptation

In this Episode

00:51 Creating Your Personal Recovery Guidelines
I talk about a powerful, simple tool to help you clearly define your wanted and unwanted behaviors.

08:01 New Compulsive Spending Community
I talk about the brand new user forum for compulsive spenders where we can help each other in our journey. To located right on this website `
13:21 Daily Reader for Compulsive Debtors and Spenders: September 25th: “Temptation”

Resources Mentioned in this Podcast

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024: Now I’ve Heard Everything – iBag2 & Reading: 9/21 “Rewards”

In this Episode

Finder.com iBag2 - Horrifying, isn't she? Wait until you find out what she does and how much she costs!

Finder.com iBag2 – Horrifying, isn’t she? Wait until you find out what she does and how much she costs!

00:00 Now I’ve Heard Everything – iBag2
A rant about a new purse designed to prevent impulse spending. You won’t believe this contraption! Wait ’til you hear how much it costs! And LOOK, LOOK at the bag – doesn’t it look like she is smirking at us?!

08:53 Where I talk about why it just won’t work.

14:09 Where I tell the developers of this product how it should really work.

Daily Reader for Compulsive Debtors and Spenders: September 21st: “Rewards”

Resources Mentioned in this Podcast

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023: The Wells Fargo Bank Fraud & Reading: 9/12 “Humility with Numbers”

In this Episode

clarity100:00 The Wells Fargo Bank Fraud is Relevant to All Compulsive Spenders

I talk about this awful situation and why you MUST reconcile your bank account with your spending plan! And even if you don’t have a spending plan, why the least you need to do is check your accounts weekly. Plus, why I now advocate that you should ALWAYS open up mail from banks or credit card companies EVEN if it just looks like advertising or you are afraid it is a collection notice. (But if it’s an ad for a credit card – “recoil as from a hot flame” and shred it or burn it immediately! 🙂 )

21:47 Daily Reader for Compulsive Debtors and Spenders: September 12th: “Humility with Numbers”

Resources Mentioned in this Podcast

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022: A Talk about Tithing & Daily Reader: 9/5 “Opening the Envelope”

In this Episode

00:00 I talk about the subject of tithing from the point of view of compulsive spending.
DoesourHigherPower1I bring in snippets from Dave Ramsey, Jeff Rose (Financial Planner), and Joyce Meyer (Ministries). I know this is a hot-button topic for many. But I really wanted to explore this subject as it relates to our disease of compulsive spending. I express some strong opinions, for instance, I’m not so sure that tithing is a sober activity for compulsive spenders still engaged in their addiction. And I talk about my own conflicted feelings on the topic. So, with a bit of trepidation, I take you on this journey with me.

34:05 Daily Reader for Compulsive Debtors and Spenders: September 5th: “Opening the Envelope”

Links to Resources Mentioned in the Podcast

I do not necessarily endorse any of these points of view. However, they were either referenced in the podcast or are a source of information for you to explore the issue of tithing so you can decide for yourself whether tithing is right for you.

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021: “Don’t Think Twice” movie shows the truth about fame from both sides & Reading: June 23rd “What Does Fame Feel Like?”

In this Episode

I scrap my planned podcast to talk about the best movie I have seen in a long, long time! “Don’t Think Twice” is a dark comedy that contains powerful and profound lessons about fame, friendship, and relationships. Warning: If you have ever yearned for fame, missed out on fame, or ever experienced fame, be sure to take a box of kleenex to the movie!


Maybeweneedto2
22:24 Daily Reader for Compulsive Debtors and Spenders: June 23rd: “What Does Fame Feel Like”

Links to Resources Mentioned in the Podcast

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020: Conversation with Terry Shulman on Clutter, Accumulating, & Compulsive Spending & August 18th Reading: “More”

In this Episode:

Note: This podcast is close to an hour, so it’s longer than usual! But I promise you, it is worth listening to if you struggle with too much stuff and can’t bring yourself to let it go!

TheProblemis
I’m very excited about today’s podcast. It came about because I was asked to talk about clutter, hoarding, and accumulating as it relates to compulsive spending. It seems like this topic has appeared all around me lately! It then became clear that the attachment to stuff and the extreme discomfort around letting it go was as much an addiction as the acquiring for some of us.

After doing some research, it struck me that there is no need to reinvent the wheel when I can speak to the expert on the nexus of these challenges! So I invited Terry Shulman, Founder/Director of The Shulman Center for Compulsive Theft, Spending & Hoarding to talk with me. He is a compelling advocate for sanity around “stuff,” and his passion and knowledge made for a fascinating discussion.

While I put in a few time-stamps below to give you a sense of what we discussed, I urge you to listen to the whole conversation, as it is full of insights, connections, and helpful suggestions.
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